The Total Merrill Cash Back Visa Credit Card is offered to you by the firm of Merrill Lynch and it offers unlimited cash back on purchases. Some of the benefits you will enjoy from utilizing this credit card include 1% cash back on almost all purchases and no annual fee. You may be eligible for a credit line up to $250,000. This line of credit can address many needs. This Visa credit card is also attractively priced with a very competitive interest rate of 9.9% APR (annual percentage rate).
The Total Merrill Cash Back Visa Credit Card is for those individuals with a good or excellent credit history and a good ability to manage money. If you have proven yourself in the past with your credit dealings, this Visa credit card is available to reward you for your outstanding success.
Take advantage of this credit card if you can to eliminate any debts you might have at a higher interest rate. The Total Merrill Cash Back Visa Credit Card offers an extremely low and, very profitable for you, introductory APR of 1.9% on balance transfers for 12 billing cycles. This time period will give you ample time to make a huge dent in any debt you are currently carrying.
The regular APR, which is FIXED, for purchases AND cash advances is only 9.9%. In these days and times, you can’t beat an interest rate like that. You will only be offered such an interest rate if you have proven yourself capable of handling debt in the past.
You don’t want to be late with a payment, but if your credit history is good enough to receive the Total Merrill Cash Back Visa Credit Card, you already know that. If you are late, there is a fee of $15.00 if your payment is $100 or less; $29.00 for a payment due between $100.01 and $1,000.00; and $39.00 if over $1,000.00. The grace period on this card is 25 days. There is also an over-the-limit fee of $15.00.
The cash advance fee is 3%, with a minimum charge of $10.00 and a maximum fee of $75.00. There is also a balance transfer fee of 3% with a $10.00 minimum charge.
Your cash back rewards come in the form of a rebate and you can receive a check for your cash reward amount when you accumulate a minimum of 5,000 reward credits. You will receive 1% cash back in rewards for nearly every purchase you make. Earn while you are spending to offset your debt. It’s a great idea and a wonderful incentive that the Total Merrill Cash Back Visa Credit Card presents to you. Typically, if a credit card offers you cash back rewards, the interest rate offered is not especially great. In the case of this Visa credit card, you get low interest rates, too! It really is a win-win situation.
Apply for a Total Merrill Cash Back Visa Credit Card
