While you may have thought filing for bankruptcy was the end of those great student credit card offers, you couldn’t have been more wrong. Even if you’re one of the thousands of students who has had to file for bankruptcy while still on campus, good credit cards aren’t out of your reach after you file. [...]

If you’ve made one too many purchases with your student credit card, you may have fallen into the trap of making only the minimum payment each month. The word “trap,” truly applies here, too, because should you choose to just make minimum payments, you may be looking at paying off that new stereo you bought [...]

One of the best things about having your new student credit card is your ability to pay your bills online. That can streamline things a bit as instead of having to deal with lots of bills each month, heading to the post office to buy stamps, mailing them, and all of the other hassles involved, [...]

Once you’re off to college, you’re off to credit land as well. You’ll be inundated with great student credit card offers the moment you hit campus, and knowing how many to apply for, how many to carry, and what the ideal number of cards is can be a little tough. The simple truth is that [...]

If you’re off to college, you’re probably off to a new world where you’ll be applying for the right student credit cards to meet your needs. Choosing from the rewards programs offered by many student credit cards, though, can be a real challenge. The first thing you need to do is to investigate the kinds [...]

If you got one too many credit cards as soon as you hit campus, you may be considering consolidating your student credit cards. There are lots of great reasons for consolidation, and there are some good benefits that come out of the process, but the key to deciding whether or not it is right for [...]

If you’re about to apply for a new student credit card, one of the most important things you can do before you apply is to read the fine print. That fine print will not only help you understand your statement a bit better, it will keep you from being surprised when you get slapped with [...]

You’ll be inundated with credit card offers as soon as you hit your school’s campus, and it can be difficult to decide which ones are the best cards to apply for. As many credit experts can tell you, though, the best cards to apply for are those with the lowest interest rates. What’s an Interest [...]

If you’re like most students, cash is scarce, but those student credit card bills are always lurking in the background. Unfortunately, ignoring them because your low on funds just isn’t the best idea for anyone involved. What’s the Worst That Can Happen If you do choose to ignore your bills until you get back on [...]

If you’re off to college, you’re probably off to a new world where you’ll be applying for the right student credit cards to meet your needs. Choosing from the rewards programs offered by many student credit cards, though, can be a real challenge. The first thing you need to do is to investigate the kinds [...]

If you’re like most students, as soon as you hit campus, you applied for one or more credit cards. The time may come, though, when you want to cancel a few of those cards. There are several steps to take in the process of canceling a credit card. Before you do, though, make sure that [...]

If you’ve just arrived on campus, you may be worried about the safety of your new student credit card, and with good right. More than seventy thousand college students reported identity theft last year, and that number seems to be on the rise. Since identity theft can cost you thousands of dollars in lost time [...]

Don’t worry – it’s happened to lots of students. The credit card bill arrives, and there’s a charge you know nothing about. While you might think the best first course of action is to call your mom and whine about how unfair it is to be charged for merchandise you never ordered, this may actually [...]

If you’ve got a new student credit card, you have a monthly statement to decipher, and figuring out what it’s saying to you means the difference between making your correct payment on time and mishandling your total payment – which can cost you quite a bit in late fees and credit ratings. Examining the Statement [...]

While parents used to tell kids on campus to get a credit card as soon as possible, the staggering debt statistics coming off of college campuses these days have parents lecturing their kids on not applying for any credit cards while in college. Unfortunately, our society has evolved to the point where you can’t live [...]

If you’re away from home for the first time, you may be tempted to apply for some of the hundreds of credit card applications you receive in the mail each month. From student cards with great rates to other tempting rewards style cards, it can be hard to ignore the offers. Moreover, once you hit [...]

If you’ve just made it to campus, one of the first things you might want to do is get a student credit card. After all, you no longer have Mom and Dad to turn to when you want to download some great music, join an online video rental service, or order a new rug for [...]

Headed to college? Thinking about a student credit card as a symbol of your independence? Before you fill out that credit card application, there are certainly some things you want to keep in mind. CHOOSE THE RIGHT CARD! The first step in applying for the student credit card to fit your needs is to choose [...]

If you’ve just applied for your first student credit card, you’re on your way to building a great credit history while you’re just a student. Having that credit history in your pocket when you graduate could mean that you receive great home loans, ideal auto loans, and great interest rates everywhere you apply for credit. [...]

Part of college is about leaving home, establishing your independence, and getting away from your parents. Don’t be so quick to burn all of your bridges, though, because you may actually need your parents to cosign on that new student credit card application you just got in the mail. Millions of new college students are [...]