Credit Cards: The Cause of and solution to bad credit
If you are one of the millions of people out there who are stuck with bad credit, you could probably use some good news, and that news is that all hope is not lost. The world economy and your local bank still needs you and your spending power, and they are there to help you [...]
Finding your way out of the bad credit maze
If you are like millions of Americans, you do not have a perfect credit rating. While most people get by with an average rating, there are still millions more who suffer from poor credit. The mission, of course, is to fix that credit rating as quickly as possible. The problem is that there is no [...]
How late payments can lead to bad credit
It is a situation we’ve all found ourselves in at one time or another. It is the end of the month and the confluence of bills is more than we can handle. We have to pay our rent or our mortgage, that’s always first on the priority list. Next come utilities since we can’t function [...]
Using your credit rating to track your bad credit
If you were to ask 100 people on the street what they know about their credit, you would likely get a lot of blank stares. Most people know enough to say that they have either “good” credit or “bad” credit, but they don’t know much more than that. The overwhelming majority of people not only [...]
Walking that bad credit tightrope
By now, we’ve all heard the horror stories coming from the sub prime mortgage crisis that has hit the USA and other parts of the world. Even people with little to no knowledge of economics now know far too much about how the economy is doing and how the sub prime scandal played its part. [...]
